The Montreal market, in numbers
Annie and Jasmin each have more than 10 years of real estate experience. We help you compare the sectors of Waterloo according to your lifestyle: commutes, services and future plans.
Buying a property in Waterloo
We help you find the right area, spot the points to verify and pay the right price.
Annie Payant & Jasmin MorinReal estate brokers · RE/MAX du Cartier
5.0 · 113 Google reviewsNotified from the moment it hits the market
Tell us what you're looking for: we'll send you new listings that match your criteria as soon as they hit the market.
The right price, not a dollar more
Before every offer, we analyze comparable sales in the area so that you negotiate with facts and don't overpay.
Checks without surprises
Inspection, certificate of location, zoning, welcome tax: we guide you through the points to check before committing.
At a glanceWaterloo
Population (2021)4,920
Montreal≈ 1 hour 15 minutes by car from downtown Montreal via Highway 10
TransportationHighway 10 · Route 112 · Route 241
MRCMRC de La Haute-Yamaska
Settling in Waterloo
Is Waterloo right for you?
Waterloo suits families, first-time buyers, retirees and commuters. Near Lac Waterloo, check the shoreline protection rules and whether the property is in a flood zone. For older homes, have the foundation, electrical and plumbing inspected. On the outskirts, find out about the well, septic system and agricultural zoning.
What you'll find here
- Single-family homes
- Older homes with character
- Duplexes and triplexes
- Properties near the lake
- Rural properties on the outskirts
Centris® statistics
The real estate market in Waterloo
From January to September 2026, compared with the same period in 2025.
Single-family
- Median price
- $435,000 +4.8% vs. 2025
- Sales
- 67 vs. 73 in 2025
- Average time to sell
- 68 days vs. 34 days in 2025
Plex (2 to 5 units)
- Average price
- $494,667 +0.2% vs. 2025
- Sales
- 3 vs. 8 in 2025
- Average time to sell
- 3 days vs. 148 days in 2025
Source: Centris® — statistics by municipality and property type, revised on October 1, 2026. Average plex price: duplex to quintuplex.
Our favourite spot in Waterloo
Parc du Lac Waterloo
Beach and outdoors
The park offers a beach, volleyball courts, a boat launch and rentals of kayaks, pedal boats and paddleboards. It is connected to the L'Estriade, La Campagnarde and La Montagnarde bike paths.
Discover Parc du Lac Waterloo →“What I notice about Waterloo is that the lake and the bike paths are part of residents' daily lives, not just something for tourists.”
Free guide
Buying a property in Waterloo, step by step
Our free guide (in French) explains how to find the best opportunities in Waterloo and buy with complete confidence.
Part 1
Before: how to prepare well
Part 2
During: interested in a property?
Part 3
Afterwards: the steps that follow the offer to purchase
“We had exceptional service from start to finish with Annie for the purchase of our first home. She was always available and answered all our questions quickly and with great clarity. Her support was impeccable: she guided us through every step with professionalism and made the process simple and reassuring.”
“I worked with Jasmin to sell one of my condos, and I have to say he is exemplary in his professionalism. His service is truly turnkey, which made the process much easier. He knew how to offer me valuable help at every step. I recommend him without hesitation!”
Frequently asked questions
Real estate in Waterloo
What should you check before buying near Lac Waterloo?
Check whether the property is in a flood zone and which shoreline protection rules apply. Also ask the City about water quality and permitted uses.
What budget should you plan for to buy a house in Waterloo?
For January to September 2026, the median price of a single-family home in Waterloo was $435,000. Add the welcome tax, notary fees, inspection and moving costs, and get a pre-approval before you start searching.
How can you reduce the welcome tax when buying in Waterloo?
For a $500,000 home, the welcome tax is approximately $5,611 according to the City of Waterloo’s 2026 scale. If you are buying your first home, the Quebec tax credit refunds part of the duties paid, up to $5,875.
Why have a home inspected before buying?
The pre-purchase inspection reveals the condition of the roof, foundation, plumbing, electrical system and any signs of moisture. It lets you negotiate or walk away depending on the conditions of your offer to purchase. Be present at the inspection: it is the best way to understand the home you are buying.
How do you make a winning offer to purchase in Waterloo?
Come pre-approved, visit new listings quickly and back up your price with comparable sales in the area. From January to September 2026, homes in Waterloo sold in an average of 68 days: when you like a property, it pays to be ready to make an offer to purchase.
How much is your property worth in Waterloo?
A free, no-obligation comparative analysis based on recent sales in your area.