The Montreal market, in numbers
Annie and Jasmin each have more than 10 years of experience in real estate. Our opinion of value is based on actual sales in Waterloo and neighbouring sectors, not on a regional average.
Free evaluationHow much is my property worth
How much is my property worth
in Waterloo?
Your property has a story. Its value deserves better than a simple automated estimate.
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- Analysis by real brokers
- No AI
- Free
- No obligation
- No pressure
Annie Payant & Jasmin MorinReal estate brokers · RE/MAX du Cartier
5.0 · 113 Google reviewsBased on actual sales
We analyze comparable properties recently sold in Waterloo and in neighbouring areas. No automated estimates.
Free and no obligation
You receive a clear opinion of value, whether you decide to sell now, later or never.
Residential and commercial
House, condo, plex or commercial building: each type of property has its own method, and we use the right one for yours.
Municipal assessment roll
The municipal assessment in Waterloo
In Waterloo, the value of each property is recorded in the municipal assessment roll, which you can consult on the Waterloo or MRC de La Haute-Yamaska website. This assessment is used to calculate property tax, and the welcome tax when it exceeds the price paid. It is valid for three years and is based on the market at an earlier reference date: that's why it can be far from the current sale price.
Municipal assessment
It is used to calculate property tax. It is set for three years, based on an earlier reference date.
Market value
The price a buyer would pay today, supported by recent comparable sales in the area.
Centris® statistics
The real estate market in Waterloo
From January to September 2026, compared with the same period in 2025.
Single-family
- Median price
- $435,000 +4.8% vs. 2025
- Sales
- 67 vs. 73 in 2025
- Average time to sell
- 68 days vs. 34 days in 2025
Plex (2 to 5 units)
- Average price
- $494,667 +0.2% vs. 2025
- Sales
- 3 vs. 8 in 2025
- Average time to sell
- 3 days vs. 148 days in 2025
Source: Centris® — statistics by municipality and property type, revised on October 1, 2026. Average plex price: duplex to quintuplex.
At a glanceWaterloo
Population (2021)4,920
Montreal≈ 1 hour 15 minutes by car from downtown Montreal via Highway 10
TransportationHighway 10 · Route 112 · Route 241
MRCMRC de La Haute-Yamaska
Our favourite spot in Waterloo
Parc du Lac Waterloo
Beach and outdoors
The park offers a beach, volleyball courts, a boat launch and rentals of kayaks, pedal boats and paddleboards. It is connected to the L'Estriade, La Campagnarde and La Montagnarde bike paths.
Discover Parc du Lac Waterloo →“What I notice about Waterloo is that the lake and the bike paths are part of residents' daily lives, not just something for tourists.”
Free guide
Selling a property in Waterloo, step by step
Our free guide (in French) explains how to get the most out of your property in Waterloo and sell with complete confidence.
Part 1
How to prepare well
Part 2
The steps to selling your property
Part 3
The steps that follow the offer to purchase
“We had exceptional service from start to finish with Annie for the purchase of our first home. She was always available and answered all our questions quickly and with great clarity. Her support was impeccable: she guided us through every step with professionalism and made the process simple and reassuring.”
“I worked with Jasmin to sell one of my condos, and I have to say he is exemplary in his professionalism. His service is truly turnkey, which made the process much easier. He knew how to offer me valuable help at every step. I recommend him without hesitation!”
Frequently asked questions
Real estate in Waterloo
What is the difference between the municipal assessment and market value in Waterloo?
The municipal assessment is used to calculate property tax. It is entered on the assessment roll for three years and is based on the market at an earlier reference date, which is why it can differ from the price a buyer would pay today. Market value, on the other hand, is based on recent comparable sales in the area.
Where can you look up a property's municipal assessment in Waterloo?
The municipal assessment roll is public. You can look it up on the website of Waterloo or of the MRC de La Haute-Yamaska, often by address or by roll number. During our evaluation, we also check it for you.
What price do homes sell for in Waterloo?
From January to September 2026, 67 single-family homes were sold in Waterloo, at a median price of $435,000 (2025: $415,000). Your property may be worth more or less: the free evaluation compares your home with sales in your area.
Which renovations increase the value of a home?
The work that reassures buyers is what pays off most: roof, windows, electrical and plumbing up to date. Next come the kitchen and bathrooms, fresh paint and exterior touch-ups. Keep all your invoices: they support your price when it's time to sell.
How long does an evaluation remain valid?
The market moves quickly: an opinion of value reflects sales from the past few months. If you sell several months after the evaluation, or if recent sales change the picture in your area, ask us for an update, free and with no obligation.