Welcome tax in Oka
The 2026 welcome tax schedule for Oka, examples with figures, a calculator and the first-time buyer rebate.
The table in Oka
In Oka, the municipality applies a higher rate than the provincial table on the portion of the price that exceeds $630,100 (bylaw in effect in 2026).
Up to $5,875 refunded
For a first home purchased starting in 2026, Quebec refunds 100% of the first $5,000 of duties paid, plus 25% of the next $3,500, up to $5,875. The credit decreases for a property worth more than $750,000 and disappears at $1 million. It is claimed on your income tax return.
| Part of the price | Rate |
|---|---|
| up to $62,900 | 0,5 % |
| from $62,900 to $315,000 | 1 % |
| from $315,000 to $630,100 | 1,5 % |
| from $630,100 to $1,260,300 | 2 % |
| over $1,260,300 | 3 % |
How much will you pay in Oka?
Transfer duties calculated on the purchase price, according to the 2026 table:
| Purchase price | Welcome tax | More than with the base chart |
|---|---|---|
| 300 000 $ | 2 686 $ | — |
| 450 000 $ | 4 861 $ | — |
| 600 000 $ | 7 111 $ | — |
| 800 000 $ | 10 960 $ | +849 $ |
| 1 000 000 $ | 14 960 $ | +1 849 $ |
Calculate for your price
When and who to pay?
The welcome tax is paid only once, to the Cidade de Oka. The bill arrives a few weeks after the deed of sale is registered. Include this amount in your budget, along with the down payment and the notary's fees. If the municipal assessment (multiplied by the comparative factor) is higher than the price paid, that amount is used for the calculation.
Sources: municipal by-law or page · provincial schedule (Québec.ca) · first-time buyer credit (Revenu Québec)
Parc national de Oka
National park
Across nearly 24 km², the park brings together the beaches and marshes of the north shore of Lac des Deux Montagnes, silver maple forests where herons and wood ducks nest, and the Calvaire de Oka on the hill. People come in summer for the beach and camping, and all year round for hiking, mountain biking or snowshoeing.
Discover the Oka National Park →“Climbing the Calvaire in Oka and looking out over the lac des Deux Montagnes from the top is the best way to understand why so many people choose this corner of the Laurentians.”
Real estate in Oka
How much is the welcome tax in Oka for a $600,000 property?
For a purchase price of $600,000, the welcome tax in Oka is approximately $7,111 according to the 2026 schedule. The exact amount also depends on the municipal assessment, if it is higher than the price paid.
Am I entitled to a welcome tax refund in Oka?
Yes, if you are buying your first home in Quebec. For a first home purchased starting in 2026, Quebec refunds 100% of the first $5,000 in duties paid, plus 25% of the next $3,500, up to $5,875. The credit decreases for a property worth more than $750,000 and disappears at $1M. It is claimed on your income tax return.
Does Oka apply a higher rate than the provincial schedule?
Yes. In addition to the provincial scale (0.5%, 1% and 1.5%), Oka applies 2% on the portion from $630,100 to $1,260,300 and 3% on the portion above $1,260,300.
What amount is the welcome tax calculated on?
On the higher of two amounts: the price paid, or the municipal assessment multiplied by the year's comparative factor. In a market where prices are rising, it is almost always the price paid.
When is the welcome tax due?
Only once, to the Ville de Oka. The bill arrives a few weeks after the deed of sale is registered with the notary, and it generally must be paid within 30 days. Include this amount in your budget from the offer to purchase.
How much is your property worth in Oka?
A free, no-obligation comparative analysis based on recent sales in your area.