Welcome tax in Saint-Bernard-de-Lacolle
The 2026 welcome tax schedule for Saint-Bernard-de-Lacolle, examples with figures, a calculator and the first-time buyer rebate.
The table in Saint-Bernard-de-Lacolle
We found no published municipal by-law for Saint-Bernard-de-Lacolle. The calculation below uses the base provincial table, but the municipality could impose a higher rate above $500,000: check with them or ask us.
Up to $5,875 refunded
For a first home purchased starting in 2026, Quebec refunds 100% of the first $5,000 of duties paid, plus 25% of the next $3,500, up to $5,875. The credit decreases for a property worth more than $750,000 and disappears at $1 million. It is claimed on your income tax return.
| Part of the price | Rate |
|---|---|
| up to $62,900 | 0,5 % |
| from $62,900 to $315,000 | 1 % |
| over $315,000 | 1,5 % |
How much will you pay in Saint-Bernard-de-Lacolle?
Transfer duties calculated on the purchase price, according to the 2026 table:
| Purchase price | Welcome tax |
|---|---|
| 300 000 $ | 2 686 $ |
| 450 000 $ | 4 861 $ |
| 600 000 $ | 7 111 $ |
| 800 000 $ | 10 111 $ |
| 1 000 000 $ | 13 111 $ |
Calculate for your price
When and who to pay?
The welcome tax is paid only once, to the Cidade de Saint-Bernard-de-Lacolle. The bill arrives a few weeks after the deed of sale is registered. Include this amount in your budget, along with the down payment and the notary's fees. If the municipal assessment (multiplied by the comparative factor) is higher than the price paid, that amount is used for the calculation.
Sources: municipal by-law or page · provincial schedule (Québec.ca) · first-time buyer credit (Revenu Québec)
Parc régional Saint-Bernard
Regional park
Its 210 hectares of forest and 18 km of trails can be explored on foot, by mountain bike, on cross-country skis or on snowshoes. There is also tube sliding, a disc golf course and a skating trail through the woods.
Discover the Parc régional de Saint-Bernard →“For families who hesitate to move away from the city, I often suggest an afternoon at the Parc régional Saint-Bernard: it helps them picture life here.”
Real estate in Saint-Bernard-de-Lacolle
How much is the welcome tax in Saint-Bernard-de-Lacolle for a $600,000 property?
For a purchase price of $600,000, the welcome tax in Saint-Bernard-de-Lacolle is approximately $7,111 according to the 2026 schedule. The exact amount also depends on the municipal assessment, if it is higher than the price paid.
Am I entitled to a welcome tax refund in Saint-Bernard-de-Lacolle?
Yes, if you are buying your first home in Quebec. For a first home purchased starting in 2026, Quebec refunds 100% of the first $5,000 in duties paid, plus 25% of the next $3,500, up to $5,875. The credit decreases for a property worth more than $750,000 and disappears at $1M. It is claimed on your income tax return.
Does Saint-Bernard-de-Lacolle apply a higher rate than the provincial schedule?
We found no published by-law. At a minimum, the basic provincial scale applies; check with the municipality whether a higher rate applies above $500,000.
What amount is the welcome tax calculated on?
On the higher of two amounts: the price paid, or the municipal assessment multiplied by the year's comparative factor. In a market where prices are rising, it is almost always the price paid.
When is the welcome tax due?
Only once, to the Ville de Saint-Bernard-de-Lacolle. The bill arrives a few weeks after the deed of sale is registered with the notary, and it generally must be paid within 30 days. Include this amount in your budget from the offer to purchase.
How much is your property worth in Saint-Bernard-de-Lacolle?
A free, no-obligation comparative analysis based on recent sales in your area.