Welcome tax in Côte-Saint-Luc
The 2026 welcome tax schedule for Côte-Saint-Luc, examples with figures, a calculator and the first-time buyer rebate.
The table in Côte-Saint-Luc
In Côte-Saint-Luc, the municipality applies a higher rate than the provincial schedule on the portion of the price above $800,000 (bylaw in effect in 2026).
Up to $5,875 refunded
For a first home purchased starting in 2026, Quebec refunds 100% of the first $5,000 of duties paid, plus 25% of the next $3,500, up to $5,875. The credit decreases for a property worth more than $750,000 and disappears at $1 million. It is claimed on your income tax return.
| Part of the price | Rate |
|---|---|
| up to $62,900 | 0,5 % |
| from $62,900 to $315,000 | 1 % |
| from $315,000 to $800,000 | 1,5 % |
| from $800,000 to $3,000,000 | 2,5 % |
| over $3,000,000 | 3 % |
How much will you pay in Côte-Saint-Luc?
Transfer duties calculated on the purchase price, according to the 2026 table:
| Purchase price | Welcome tax | More than with the base chart |
|---|---|---|
| 300 000 $ | 2 686 $ | — |
| 450 000 $ | 4 861 $ | — |
| 600 000 $ | 7 111 $ | — |
| 800 000 $ | 10 111 $ | — |
| 1 000 000 $ | 15 111 $ | +2 000 $ |
Calculate for your price
When and who to pay?
The welcome tax is paid only once, to the Cidade de Côte-Saint-Luc. The bill arrives a few weeks after the deed of sale is registered. Include this amount in your budget, along with the down payment and the notary's fees. If the municipal assessment (multiplied by the comparative factor) is higher than the price paid, that amount is used for the calculation.
Sources: municipal by-law or page · provincial schedule (Québec.ca) · first-time buyer credit (Revenu Québec)
Parc Pierre-Elliott-Trudeau
Park
The city's largest park offers baseball fields, a sledding hill and Lac Centennial, where you can take a pedal boat out in summer and skate in winter. It's where families gather all year round.
Discover Parc Pierre-Elliott-Trudeau →“Parc Pierre-Elliott-Trudeau, with its lake where people skate in winter, is a good illustration of what families look for in Côte-Saint-Luc: local services just minutes from home.”
Real estate in Côte-Saint-Luc
How much is the welcome tax in Côte-Saint-Luc for a $600,000 property?
For a purchase price of $600,000, the welcome tax in Côte-Saint-Luc is approximately $7,111 according to the 2026 schedule. The exact amount also depends on the municipal assessment, if it is higher than the price paid.
Am I entitled to a welcome tax refund in Côte-Saint-Luc?
Yes, if you are buying your first home in Quebec. For a first home purchased starting in 2026, Quebec refunds 100% of the first $5,000 in duties paid, plus 25% of the next $3,500, up to $5,875. The credit decreases for a property worth more than $750,000 and disappears at $1M. It is claimed on your income tax return.
Does Côte-Saint-Luc apply a higher rate than the provincial schedule?
Yes. In addition to the provincial scale (0.5%, 1% and 1.5%), Côte-Saint-Luc applies 2.5% on the portion from $800,000 to $3,000,000 and 3% on the portion above $3,000,000.
What amount is the welcome tax calculated on?
On the higher of two amounts: the price paid, or the municipal assessment multiplied by the year's comparative factor. In a market where prices are rising, it is almost always the price paid.
When is the welcome tax due?
Only once, to the Ville de Côte-Saint-Luc. The bill arrives a few weeks after the deed of sale is registered with the notary, and it generally must be paid within 30 days. Include this amount in your budget from the offer to purchase.
How much is your property worth in Côte-Saint-Luc?
A free, no-obligation comparative analysis based on recent sales in your area.