Welcome tax in Saint-Charles-sur-Richelieu
The 2026 welcome tax schedule for Saint-Charles-sur-Richelieu, examples with figures, a calculator and the first-time buyer rebate.
The table in Saint-Charles-sur-Richelieu
In Saint-Charles-sur-Richelieu, the municipality applies a higher rate than the provincial schedule on the portion of the price that exceeds $500,000 (bylaw in effect in 2026).
Up to $5,875 refunded
For a first home purchased starting in 2026, Quebec refunds 100% of the first $5,000 of duties paid, plus 25% of the next $3,500, up to $5,875. The credit decreases for a property worth more than $750,000 and disappears at $1 million. It is claimed on your income tax return.
| Part of the price | Rate |
|---|---|
| up to $62,900 | 0,5 % |
| from $62,900 to $315,000 | 1 % |
| from $315,000 to $500,000 | 1,5 % |
| over $500,000 | 3 % |
How much will you pay in Saint-Charles-sur-Richelieu?
Transfer duties calculated on the purchase price, according to the 2026 table:
| Purchase price | Welcome tax | More than with the base chart |
|---|---|---|
| 300 000 $ | 2 686 $ | — |
| 450 000 $ | 4 861 $ | — |
| 600 000 $ | 8 611 $ | +1 500 $ |
| 800 000 $ | 14 611 $ | +4 500 $ |
| 1 000 000 $ | 20 611 $ | +7 500 $ |
Calculate for your price
When and who to pay?
The welcome tax is paid only once, to the Cidade de Saint-Charles-sur-Richelieu. The bill arrives a few weeks after the deed of sale is registered. Include this amount in your budget, along with the down payment and the notary's fees. If the municipal assessment (multiplied by the comparative factor) is higher than the price paid, that amount is used for the calculation.
Sources: municipal by-law or page · provincial schedule (Québec.ca) · first-time buyer credit (Revenu Québec)
Parc des Patriotes
Historic site
In the heart of the village, this park pays tribute to the Patriotes with a monument erected for the centenary of the 1837 battle and numerous interpretive panels. It is close to the ferry and the shops, making it a natural stop during a ride along the chemin des Patriotes.
Discover Parc des Patriotes →“I like to suggest a stroll along the chemin des Patriotes with a stop at parc des Patriotes, followed by a ferry crossing to Saint-Marc: it's the best way to discover the village.”
Real estate in Saint-Charles-sur-Richelieu
How much is the welcome tax in Saint-Charles-sur-Richelieu for a $600,000 property?
For a purchase price of $600,000, the welcome tax in Saint-Charles-sur-Richelieu is approximately $8,611 according to the 2026 schedule. That is $1,500 more than with the basic provincial schedule. The exact amount also depends on the municipal assessment, if it is higher than the price paid.
Am I entitled to a welcome tax refund in Saint-Charles-sur-Richelieu?
Yes, if you are buying your first home in Quebec. For a first home purchased starting in 2026, Quebec refunds 100% of the first $5,000 in duties paid, plus 25% of the next $3,500, up to $5,875. The credit decreases for a property worth more than $750,000 and disappears at $1M. It is claimed on your income tax return.
Does Saint-Charles-sur-Richelieu apply a higher rate than the provincial schedule?
Yes. In addition to the provincial scale (0.5%, 1% and 1.5%), Saint-Charles-sur-Richelieu applies 3% on the portion above $500,000.
What amount is the welcome tax calculated on?
On the higher of two amounts: the price paid, or the municipal assessment multiplied by the year's comparative factor. In a market where prices are rising, it is almost always the price paid.
When is the welcome tax due?
Only once, to the Ville de Saint-Charles-sur-Richelieu. The bill arrives a few weeks after the deed of sale is registered with the notary, and it generally must be paid within 30 days. Include this amount in your budget from the offer to purchase.
How much is your property worth in Saint-Charles-sur-Richelieu?
A free, no-obligation comparative analysis based on recent sales in your area.