Welcome tax in Cowansville
The 2026 welcome tax schedule for Cowansville, examples with figures, a calculator and the first-time buyer rebate.
The table in Cowansville
In Cowansville, the municipality applies a higher rate than the provincial schedule on the portion of the price that exceeds $500,000 (bylaw in effect in 2026).
Up to $5,875 refunded
For a first home purchased starting in 2026, Quebec refunds 100% of the first $5,000 of duties paid, plus 25% of the next $3,500, up to $5,875. The credit decreases for a property worth more than $750,000 and disappears at $1 million. It is claimed on your income tax return.
| Part of the price | Rate |
|---|---|
| up to $62,900 | 0,5 % |
| from $62,900 to $315,000 | 1 % |
| from $315,000 to $500,000 | 1,5 % |
| $500,000 to $1,000,000 | 2,25 % |
| over $1,000,000 | 3 % |
How much will you pay in Cowansville?
Transfer duties calculated on the purchase price, according to the 2026 table:
| Purchase price | Welcome tax | More than with the base chart |
|---|---|---|
| 300 000 $ | 2 686 $ | — |
| 450 000 $ | 4 861 $ | — |
| 600 000 $ | 7 861 $ | +750 $ |
| 800 000 $ | 12 361 $ | +2 250 $ |
| 1 000 000 $ | 16 861 $ | +3 750 $ |
Calculate for your price
When and who to pay?
The welcome tax is paid only once, to the Cidade de Cowansville. The bill arrives a few weeks after the deed of sale is registered. Include this amount in your budget, along with the down payment and the notary's fees. If the municipal assessment (multiplied by the comparative factor) is higher than the price paid, that amount is used for the calculation.
Sources: municipal by-law or page · provincial schedule (Québec.ca) · first-time buyer credit (Revenu Québec)
Bruck Museum
Museum
Housed in the Maison Bruck, a heritage residence on rue Principale, the museum presents art collections and a permanent exhibition on Bruck Mills. It is the best way to understand how the textile industry shaped Cowansville.
Discover the Musée Bruck →“What I like about the Bruck Museum is that it tells the working-class history of Cowansville in one of the most beautiful houses on rue Principale.”
Real estate in Cowansville
How much is the welcome tax in Cowansville for a $600,000 property?
For a purchase price of $600,000, the welcome tax in Cowansville is approximately $7,861 based on the 2026 scale. That is $750 more than with the basic provincial scale. The exact amount also depends on the municipal assessment, if it is higher than the price paid.
Am I entitled to a welcome tax refund in Cowansville?
Yes, if you are buying your first home in Quebec. For a first home purchased starting in 2026, Quebec refunds 100% of the first $5,000 in duties paid, plus 25% of the next $3,500, up to $5,875. The credit decreases for a property worth more than $750,000 and disappears at $1M. It is claimed on your income tax return.
Does Cowansville apply a higher rate than the provincial schedule?
Yes. In addition to the provincial scale (0.5%, 1% and 1.5%), Cowansville applies 2.25% on the portion from $500,000 to $1,000,000 and 3% on the portion above $1,000,000.
What amount is the welcome tax calculated on?
On the higher of two amounts: the price paid, or the municipal assessment multiplied by the year's comparative factor. In a market where prices are rising, it is almost always the price paid.
When is the welcome tax due?
Only once, to the Ville de Cowansville. The bill arrives a few weeks after the deed of sale is registered with the notary, and it generally must be paid within 30 days. Include this amount in your budget from the offer to purchase.
How much is your property worth in Cowansville?
A free, no-obligation comparative analysis based on recent sales in your area.